Fee Schedules: US Personal Accounts
For Persons Resident in the USA
(Non-US resident fee schedules can be found here)
Personal NOW Account
| Item | Amount | Note |
| Application | Free | |
| Account Opening | Free | |
| Monthly Account Fee | $25 | Waived if balance > $500 is maintained |
| Transfers to Other Clients of Medici Bank | $1 | |
| Wire Transfers (in and out) |
$25 | Domestic |
| Wire Transfers (in and out) | $50 | International |
| ACH Transfers | $10 | Domestic US |
| SEPA Transfers | €10 | Across Europe |
| Stablecoin processing | 0.1% or $5 | Whichever is greater; plus pass-thru of any/all network (gas) costs |
| Wire Investigation | $50 | |
| Stop Payment; Wire Recall; Returned Wire |
$50 | |
| Bank Reference Letter | $50 | Issued only if the account is funded and in good standing |
| Payment Confirmation Letter | $25 | |
| Minimum Opening Deposit | $500 | |
| Inactive Account | $100/month | If no deposits or withdrawals during prior 12 months; does not count toward fee minimum |
| Close Account | $50 | One-time |
Personal CD (Time Deposit)
| Item | Amount | Note |
| Application | Free | |
| Account Opening | Free | |
| Monthly Account Fee | Free | |
| Internal Bank Transfers | $1 | To fund or liquidate |
| Wire Transfers (in, out, domestic, intl) | $25 | To fund or liquidate |
| Domestic US ACH Transfers | $10 | To fund or liquidate |
| European SEPA Transfers | €10 | To fund or liquidate |
| Stablecoin processing (in and out) | 0.1% or $5 | Whichever is greater; plus pass-thru of any/all network (gas) costs |
| Wire Investigation | $50 | |
| Stop Payment; Wire Recall; Returned Wire |
$50 | |
| Bank Reference Letter | $50 | Issued only if the account is funded and in good standing |
| Payment Confirmation Letter | $25 | |
| Minimum Opening Deposit | varies | See Product terms |
| Inactive Account | $100/month | For CDs with 2+ automatic rollovers |
| Close Account | Free |